Tap to Phone converts a regular smartphone into a payment terminal!
Tap to Phone converts a regular smartphone into a payment terminal!
Pay easily and contactlessly with Visa technology.

All in One Solution for Your Business!
All in One Solution for Your Business!
Take advantage of the convenient solution from banks and partners — the Tap to Phone technology from Visa, available on iOS and Android, which turns your smartphone into a payment terminal.
The solution allows you to accept contactless payments in one touch with fiscalization, warehouse accounting, digital storefront, tipping services and other trading opportunities.
Accept payments conveniently, quickly and securely. Read the list of all banks and partners and the advantages of the solution they offer.
Advantages of Tap to Phone technology
Advantages of Tap to Phone technology
Improving customer focus:
- ability to accept cashless payments at a convenient time and place convenient for the client
- ability to return goods with a check issued¹
- possibility to postpone the check and serve another client¹
- possibility to accept any payments with fiscalization.¹
Savings:
- no expenses for equipment rental.

Simplified business management:
- no additional equipment required other than an iOS-based or Android-based smartphone.
- the fiscal software is already integrated, no need to install additional applications on the smartphone.
Easy connection:
- application download and setup are done online.
What is fiscalization?
What is fiscalization?
Fiscalization is the process of using a cash register to transmit data on financial transactions to the tax system.
Applications from banks and partners based on Visa's Tap to Phone technology provide fiscalization and accounting for various types of payments, sales analytics, and integration with accounting systems.
This allows small and medium-sized businesses to reduce costs on equipment and maintenance, providing a convenient solution to accept any payments with fiscalization.
Business categories for which Tap to Phone technology is relevant
Business categories for which Tap to Phone technology is relevant
How Tap to Phone technology works
How Tap to Phone technology works
The transaction amount is transmitted from the cash register to the smartphone or entered manually in the app.
The merchant receives or enters the amount to be paid.
The customer taps a card or device on the merchant’s smartphone.
The payment is processed using contactless NFC technology.
Payment is confirmed.
The transaction is completed within seconds, just like on a traditional POS terminal.
The receipt is sent to the customer.
It is an electronic receipt that can be:
• Sent via messaging apps or email;
• Displayed as a QR code on the smartphone screen for scanning;
• Printed using a thermal printer (if available).
FAQ
FAQ
What is the essence of the Tap to Phone service?
This is a technology that turns a smartphone with an NFC module into a POS terminal.Do I need additional equipment or a terminal?
No, they are not needed, a smartphone is enough.What cards can be accepted and what payment methods does the application based on Tap to Phone technology support?
The application accepts all types of contactless cards, payment using Apple Pay, Google Pay and watch technologies is possible.What cards does the Tap to Phone service accept?
Contactless cards and NFC gadgets.What is fiscalization?
Fiscalization is the process of using a cash register to transmit data on financial transactions to the tax system.What does a transaction check look like?
It is an electronic receipt that can be:
- Sent via messaging apps or email;
- Displayed as a QR code on the smartphone screen for scanning;
- Printed using a thermal printer (if available).
Is there a subscription fee for using the service?
For questions about the size and terms of payment, contact the partners.Is there software PPO in the application with Tap to Phone technology?
The availability of software PPO in applications with Tap to Phone technology depends on the partner that provides services based on this technology. Please ask partners for details.Is there an iOS app?
Yes, the app is available and also works on iOS-based smartphones. Please note that the app is available for iPhone models starting from iPhone XS or higher and the smartphone must be running iOS 16.4 or higher.Is it safe to accept payments through Tap to Phone?
Contactless transactions using a smartphone as a terminal are as reliable as transactions through a regular POS terminal in large chain stores.
The payment data is transmitted through the same reliable payment network that encrypts the buyer's card data and guarantees the security of each transaction. As a seller, you will not have access to your customers' card details.






