Digitalisation and digital payments represent a transformative opportunity for SMBs in Asia Pacific. They are an opportunity for SMBs to not only survive but thrive in the modern economy.

Despite the transformative potential, digital payments present both challenges and opportunities for SMBs. SMBs need help to navigate hurdles when adopting digital payments, while many in underserved areas need access to financial skills and the know-how to use digital payments effectively. In the long run, digital payments, used effectively, can be a catalyst for growth as SMBs cast their eyes beyond their immediate surroundings.